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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,670 | $126,661-51.3% | $113,397-45.6% | $138,895-55.6% |
| Participation rate | 65.2% | 79.4%-14.2pp | 76.5%-11.3pp | 79.9%-14.7pp |
| Annual return | 15.14% | 25.05%-9.9pp | 23.20%-8.1pp | 145.39%-130.3pp |
| Employer contribution / active EE | $1,601 | $3,456-53.7% | $2,977-46.2% | $4,194-61.8% |
| Participant deferral / active EE | $3,096 | $5,693-45.6% | $5,076-39.0% | $6,396-51.6% |
| Admin fee / account holder | $4,533 | $14,549-68.8% | $11,957-62.1% | $12,562-63.9% |