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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,670 | $136,860-54.9% | $120,344-48.8% | $154,746-60.1% |
| Participation rate | 65.2% | 79.9%-14.7pp | 76.7%-11.5pp | 80.7%-15.5pp |
| Annual return | 15.14% | 21.38%-6.2pp | 20.30%-5.2pp | 172.34%-157.2pp |
| Employer contribution / active EE | $1,601 | $3,533-54.7% | $3,020-47.0% | $4,379-63.4% |
| Participant deferral / active EE | $3,096 | $5,793-46.6% | $5,135-39.7% | $6,730-54.0% |
| Admin fee / account holder | $4,533 | $15,393-70.5% | $12,742-64.4% | $14,365-68.4% |