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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,943 | $55,902+60.9% | $76,030+18.3% | $80,959+11.1% |
| Participation rate | 94.4% | 62.1%+32.4pp | 69.1%+25.4pp | 67.7%+26.8pp |
| Annual return | 8.95% | 20.59%-11.6pp | 361.54%-352.6pp | 35.67%-26.7pp |
| Employer contribution / active EE | $3,742 | $1,867+100.4% | $2,688+39.2% | $2,757+35.7% |
| Participant deferral / active EE | $3,743 | $3,051+22.7% | $4,257-12.1% | $4,300-13.0% |
| Admin fee / account holder | $5,011 | $5,239-4.3% | $6,421-21.9% | $6,925-27.6% |