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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,943 | $56,060+60.4% | $76,002+18.3% | $80,874+11.2% |
| Participation rate | 94.4% | 62.0%+32.4pp | 69.1%+25.4pp | 67.6%+26.8pp |
| Annual return | 8.95% | 20.54%-11.6pp | 360.07%-351.1pp | 35.62%-26.7pp |
| Employer contribution / active EE | $3,742 | $1,873+99.7% | $2,688+39.2% | $2,756+35.8% |
| Participant deferral / active EE | $3,743 | $3,051+22.7% | $4,257-12.1% | $4,297-12.9% |
| Admin fee / account holder | $5,011 | $5,237-4.3% | $6,414-21.9% | $6,935-27.7% |