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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,554 | $64,010+54.0% | $108,359-9.0% | $64,340+53.2% |
| Participation rate | 36.7% | 49.4%-12.7pp | 70.1%-33.5pp | 55.2%-18.6pp |
| Annual return | 17.28% | 19.74%-2.5pp | 36.89%-19.6pp | 24.14%-6.9pp |
| Employer contribution / active EE | $646 | $1,029-37.2% | $2,399-73.1% | $1,862-65.3% |
| Participant deferral / active EE | $2,926 | $2,395+22.2% | $4,137-29.3% | $2,980-1.8% |
| Admin fee / account holder | $6,032 | $4,885+23.5% | $9,741-38.1% | $3,703+62.9% |