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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,969 | $180,749-52.4% | $160,784-46.5% | $137,256-37.4% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 17.12% | 2234.46%-2217.3pp | 1803.92%-1786.8pp | 220.34%-203.2pp |
| Employer contribution / active EE | $2,841 | $4,155-31.6% | $3,733-23.9% | $4,156-31.6% |
| Participant deferral / active EE | $5,028 | $6,844-26.5% | $6,293-20.1% | $6,407-21.5% |
| Admin fee / account holder | $433 | $10,397-95.8% | $9,717-95.5% | $12,270-96.5% |