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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,415 | $125,190-36.6% | $105,624-24.8% | $145,897-45.6% |
| Participation rate | 57.1% | 77.6%-20.5pp | 75.3%-18.1pp | 80.3%-23.2pp |
| Annual return | 13.52% | 225.22%-211.7pp | 116.20%-102.7pp | 552.29%-538.8pp |
| Employer contribution / active EE | $1,276 | $3,720-65.7% | $3,168-59.7% | $4,663-72.6% |
| Participant deferral / active EE | $3,168 | $5,716-44.6% | $5,013-36.8% | $6,689-52.6% |
| Admin fee / account holder | $23,638 | $17,138+37.9% | $10,961+115.6% | $13,390+76.5% |