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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,415 | $126,519-37.2% | $106,201-25.2% | $145,959-45.6% |
| Participation rate | 57.1% | 77.7%-20.5pp | 75.3%-18.1pp | 80.3%-23.1pp |
| Annual return | 13.52% | 225.10%-211.6pp | 116.26%-102.7pp | 561.95%-548.4pp |
| Employer contribution / active EE | $1,276 | $3,726-65.8% | $3,170-59.7% | $4,661-72.6% |
| Participant deferral / active EE | $3,168 | $5,716-44.6% | $5,012-36.8% | $6,689-52.6% |
| Admin fee / account holder | $23,638 | $17,312+36.5% | $11,039+114.1% | $13,398+76.4% |