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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,126 | $88,754-12.0% | $81,820-4.5% | $145,877-46.4% |
| Participation rate | 83.3% | 75.1%+8.3pp | 72.4%+10.9pp | 80.3%+3.0pp |
| Annual return | 9.50% | 1031.77%-1022.3pp | 777.93%-768.4pp | 551.28%-541.8pp |
| Employer contribution / active EE | $4,215 | $3,085+36.6% | $2,915+44.6% | $4,663-9.6% |
| Participant deferral / active EE | $3,086 | $4,648-33.6% | $4,323-28.6% | $6,691-53.9% |
| Admin fee / account holder | $7,518 | $8,424-10.8% | $7,391+1.7% | $13,402-43.9% |