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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,126 | $88,702-11.9% | $81,780-4.5% | $145,978-46.5% |
| Participation rate | 83.3% | 75.0%+8.3pp | 72.4%+11.0pp | 80.3%+3.0pp |
| Annual return | 9.50% | 1029.12%-1019.6pp | 776.27%-766.8pp | 550.52%-541.0pp |
| Employer contribution / active EE | $4,215 | $3,084+36.6% | $2,914+44.6% | $4,662-9.6% |
| Participant deferral / active EE | $3,086 | $4,645-33.6% | $4,321-28.6% | $6,690-53.9% |
| Admin fee / account holder | $7,518 | $8,414-10.7% | $7,384+1.8% | $13,400-43.9% |