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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,126 | $88,815-12.0% | $81,882-4.6% | $145,897-46.5% |
| Participation rate | 83.3% | 75.1%+8.3pp | 72.4%+10.9pp | 80.3%+3.0pp |
| Annual return | 9.50% | 1033.75%-1024.3pp | 779.47%-770.0pp | 552.29%-542.8pp |
| Employer contribution / active EE | $4,215 | $3,086+36.6% | $2,916+44.5% | $4,663-9.6% |
| Participant deferral / active EE | $3,086 | $4,647-33.6% | $4,323-28.6% | $6,689-53.9% |
| Admin fee / account holder | $7,518 | $8,434-10.9% | $7,360+2.1% | $13,390-43.9% |