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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,908 | $60,444+60.3% | $68,948+40.6% | $82,448+17.5% |
| Participation rate | 92.9% | 73.6%+19.2pp | 79.2%+13.7pp | 68.1%+24.8pp |
| Annual return | 11.67% | 15.42%-3.8pp | 28.39%-16.7pp | 41.64%-30.0pp |
| Employer contribution / active EE | $4,784 | $3,449+38.7% | $4,165+14.9% | $2,551+87.5% |
| Participant deferral / active EE | $6,468 | $3,658+76.8% | $6,186+4.5% | $4,139+56.2% |
| Admin fee / account holder | $9,102 | $6,421+41.8% | $7,539+20.7% | $7,234+25.8% |