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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,073 | $223,823+16.6% | $211,142+23.6% | $154,746+68.7% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 8.60% | 50.39%-41.8pp | 46.84%-38.2pp | 172.34%-163.7pp |
| Employer contribution / active EE | $13,513 | $6,787+99.1% | $6,442+109.8% | $4,379+208.6% |
| Participant deferral / active EE | $13,350 | $9,750+36.9% | $9,284+43.8% | $6,730+98.4% |
| Admin fee / account holder | $137,287 | $19,707+596.6% | $19,076+619.7% | $14,365+855.7% |