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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,447 | $174,379+21.3% | $152,093+39.0% | $138,895+52.2% |
| Participation rate | 85.7% | 81.6%+4.1pp | 77.8%+7.9pp | 79.9%+5.8pp |
| Annual return | 4.58% | 74.86%-70.3pp | 66.36%-61.8pp | 145.39%-140.8pp |
| Employer contribution / active EE | $1,695 | $4,652-63.6% | $4,175-59.4% | $4,194-59.6% |
| Participant deferral / active EE | $9,963 | $6,159+61.8% | $5,451+82.8% | $6,396+55.8% |
| Admin fee / account holder | $2,444 | $16,880-85.5% | $14,497-83.1% | $12,562-80.5% |