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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,719 | $155,555-74.5% | $146,866-73.0% | $155,188-74.4% |
| Participation rate | 62.5% | 84.0%-21.5pp | 82.5%-20.0pp | 80.8%-18.3pp |
| Annual return | 16.72% | 115.41%-98.7pp | 102.85%-86.1pp | 148.84%-132.1pp |
| Employer contribution / active EE | $1,264 | $4,647-72.8% | $4,425-71.4% | $4,248-70.2% |
| Participant deferral / active EE | $3,267 | $8,044-59.4% | $7,759-57.9% | $6,531-50.0% |
| Admin fee / account holder | $207 | $14,755-98.6% | $13,620-98.5% | $14,480-98.6% |