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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,363 | $81,487-50.5% | $102,412-60.6% | $80,935-50.1% |
| Participation rate | 87.8% | 66.8%+20.9pp | 74.5%+13.3pp | 67.7%+20.1pp |
| Annual return | 9.87% | 25.60%-15.7pp | 24.94%-15.1pp | 35.66%-25.8pp |
| Employer contribution / active EE | $2,556 | $3,103-17.6% | $3,870-33.9% | $2,757-7.3% |
| Participant deferral / active EE | $1,727 | $3,871-55.4% | $5,060-65.9% | $4,299-59.8% |
| Admin fee / account holder | $5,494 | $6,717-18.2% | $8,388-34.5% | $6,924-20.7% |