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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,625 | $28,624-94.3% | $53,647-97.0% | $82,637-98.0% |
| Participation rate | 63.9% | 47.3%+16.6pp | 56.3%+7.6pp | 68.1%-4.2pp |
| Annual return | 11.94% | 664.98%-653.0pp | 358.33%-346.4pp | 53.51%-41.6pp |
| Employer contribution / active EE | $293 | $637-54.0% | $962-69.5% | $2,552-88.5% |
| Participant deferral / active EE | $455 | $1,196-61.9% | $1,813-74.9% | $4,126-89.0% |
| Admin fee / account holder | $8 | $2,022-99.6% | $2,460-99.7% | $7,339-99.9% |