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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,623 | $100,203-77.4% | $85,240-73.5% | $145,897-84.5% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 422.46% | 84.28%+338.2pp | 66.75%+355.7pp | 552.29%-129.8pp |
| Employer contribution / active EE | $2,146 | $3,242-33.8% | $2,735-21.6% | $4,663-54.0% |
| Participant deferral / active EE | $4,697 | $5,299-11.4% | $4,527+3.7% | $6,689-29.8% |
| Admin fee / account holder | $304 | $7,265-95.8% | $6,165-95.1% | $13,390-97.7% |