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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $496,149 | $183,592+170.2% | $155,574+218.9% | $145,877+240.1% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 20.93% | 61.37%-40.4pp | 64.87%-43.9pp | 551.28%-530.4pp |
| Employer contribution / active EE | $0 | $5,317-100.0% | $4,676-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $20,046 | $6,466+210.0% | $5,629+256.1% | $6,691+199.6% |
| Admin fee / account holder | $58,323 | $19,316+201.9% | $15,914+266.5% | $13,402+335.2% |