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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $723,687 | $174,379+315.0% | $152,093+375.8% | $138,895+421.0% |
| Participation rate | 85.7% | 81.6%+4.1pp | 77.8%+7.9pp | 79.9%+5.8pp |
| Annual return | 41.72% | 74.86%-33.1pp | 66.36%-24.6pp | 145.39%-103.7pp |
| Employer contribution / active EE | $0 | $4,652-100.0% | $4,175-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $20,536 | $6,159+233.4% | $5,451+276.7% | $6,396+221.1% |
| Admin fee / account holder | $430 | $16,880-97.5% | $14,497-97.0% | $12,562-96.6% |