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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,745 | $117,895-54.4% | $102,460-47.5% | $145,897-63.2% |
| Participation rate | 33.3% | 78.6%-45.3pp | 76.5%-43.2pp | 80.3%-47.0pp |
| Annual return | 10.41% | 31.92%-21.5pp | 29.47%-19.1pp | 552.29%-541.9pp |
| Employer contribution / active EE | $1,055 | $3,619-70.8% | $3,025-65.1% | $4,663-77.4% |
| Participant deferral / active EE | $1,803 | $5,736-68.6% | $5,056-64.3% | $6,689-73.0% |
| Admin fee / account holder | $51,381 | $13,353+284.8% | $9,460+443.1% | $13,390+283.7% |