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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,803 | $110,410-25.0% | $102,437-19.2% | $145,897-43.2% |
| Participation rate | 37.5% | 77.9%-40.4pp | 74.5%-37.0pp | 80.3%-42.8pp |
| Annual return | 12.12% | 24.85%-12.7pp | 24.95%-12.8pp | 552.29%-540.2pp |
| Employer contribution / active EE | $2,339 | $4,217-44.5% | $3,871-39.6% | $4,663-49.8% |
| Participant deferral / active EE | $2,185 | $5,622-61.1% | $5,060-56.8% | $6,689-67.3% |
| Admin fee / account holder | $77 | $9,745-99.2% | $8,388-99.1% | $13,390-99.4% |