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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,888 | $70,366+32.0% | $66,674+39.3% | $138,895-33.1% |
| Participation rate | 81.8% | 76.2%+5.6pp | 73.7%+8.1pp | 79.9%+1.9pp |
| Annual return | 12.57% | 386.41%-373.8pp | 321.24%-308.7pp | 145.39%-132.8pp |
| Employer contribution / active EE | $2,907 | $2,765+5.1% | $2,620+10.9% | $4,194-30.7% |
| Participant deferral / active EE | $5,463 | $4,374+24.9% | $4,084+33.8% | $6,396-14.6% |
| Admin fee / account holder | $2,012 | $5,262-61.8% | $5,098-60.5% | $12,562-84.0% |