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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,440 | $88,778-12.8% | $81,844-5.4% | $145,884-46.9% |
| Participation rate | 81.8% | 75.1%+6.7pp | 72.4%+9.4pp | 80.3%+1.5pp |
| Annual return | 7.62% | 1033.03%-1025.4pp | 778.87%-771.3pp | 551.85%-544.2pp |
| Employer contribution / active EE | $2,114 | $3,087-31.5% | $2,916-27.5% | $4,662-54.7% |
| Participant deferral / active EE | $4,281 | $4,648-7.9% | $4,323-1.0% | $6,690-36.0% |
| Admin fee / account holder | $2,861 | $8,430-66.1% | $7,355-61.1% | $13,392-78.6% |