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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,220 | $109,967-48.9% | $97,197-42.2% | $145,877-61.5% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 9.12% | 244.27%-235.2pp | 75.47%-66.4pp | 551.28%-542.2pp |
| Employer contribution / active EE | $10,432 | $3,077+239.1% | $2,723+283.1% | $4,663+123.7% |
| Participant deferral / active EE | $887 | $4,676-81.0% | $4,263-79.2% | $6,691-86.7% |
| Admin fee / account holder | $508 | $6,199-91.8% | $5,637-91.0% | $13,402-96.2% |