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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $606,095 | $154,228+293.0% | $145,433+316.8% | $137,256+341.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 10.55% | 74.59%-64.0pp | 66.58%-56.0pp | 220.34%-209.8pp |
| Employer contribution / active EE | $4,328 | $4,804-9.9% | $4,554-5.0% | $4,156+4.1% |
| Participant deferral / active EE | $14,838 | $8,216+80.6% | $7,897+87.9% | $6,407+131.6% |
| Admin fee / account holder | $3,833 | $14,344-73.3% | $13,129-70.8% | $12,270-68.8% |