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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,491 | $58,258-70.0% | $81,820-78.6% | $80,925-78.4% |
| Participation rate | 37.1% | 63.5%-26.4pp | 72.4%-35.3pp | 67.7%-30.6pp |
| Annual return | 10.85% | 41.76%-30.9pp | 777.93%-767.1pp | 35.65%-24.8pp |
| Employer contribution / active EE | $810 | $2,345-65.5% | $2,915-72.2% | $2,756-70.6% |
| Participant deferral / active EE | $1,708 | $3,284-48.0% | $4,323-60.5% | $4,299-60.3% |
| Admin fee / account holder | $3,500 | $4,976-29.7% | $7,391-52.6% | $6,940-49.6% |