Retirement plan

PENSION PLAN FOR EMPLOYEES OF AMERICAN WATER WORKS COMPANY, INC. & ITS DESIGNATED SUBSIDIARIES

Name: AMERICAN WATER WORKS CO., INC. - PENSION PLAN FOR EMPLOYEES OF AMERICAN WATER WORKS COMPANY, INC. & ITS DESIGNATED SUBSIDIARIES (2024) Form 5500
Creator: AMERICAN WATER WORKS CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PENSION PLAN FOR EMPLOYEES OF AMERICAN WATER WORKS COMPANY, INC. & ITS DESIGNATED SUBSIDIARIES, AMERICAN WATER WORKS CO., INC.

AMERICAN WATER WORKS CO., INC.EIN 51-0063696Plan #001PY 2024

P.O. BOX 2738, ATTN TAX DEPT., 1 WATER STREET - CAMDEN, NJ 081012738856-346-8200

Other plans on this EIN

2 filings

#003Retirement-$1.39B assets #004Retirement-$682.0M assets

Prospect flagsHigh retiree %Low returns

Top hat statement on fileNQDC

Filed February 22, 2008 (most recent of 4 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Open the filing PDF

How to read this page

Total assets (EOY)

$712M

+1.3% from 2023

Total participants

2,572

-1.5% from 2023

Average account balance

No prior year

Annual return

1.53%

+52.73 pp from 2023

Benchmarks

See 38 peers

Peer group

Industry22 - Utilities

Plan typeDefined benefit

Participants1,000-4,999

Cohort38 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$711.96M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$277K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,210

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

0.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$44.00M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$32K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+1.53%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 10 of 15 by compensation

Provider	Service type	Compensation
NORTHERN TRUST COMPANY4 years Service code 21 · EIN 36-1561860	Bank Trustee	$1,020,566
HEITMAN/JMB ADVISORY CORPORATION4 years Service code 28 · EIN 36-3652846	Investment Management	$557,555
WILLIS TOWERS WATSON US LLC7 years Filed as: WILLIS TOWERS WATSON Service code 11 · EIN 53-0181291	Actuarial	$374,286
METROPOLITAN WEST ASSET MANAGEMENT4 years Filed as: TCW ASSET MANAGEMENT Service code 28 · EIN 95-3703295	Investment Management	$245,367
MERCER5 years Service code 11 · EIN 13-2834414 21875 NETWORK PLACE · CHICAGO, IL 60673	Actuarial	$230,670
INCOME RESEARCH & MANAGEMENT9+ years Service code 28 · EIN 04-2955404	Investment Management	$153,546
EAGLE CAPITAL MANAGEMENT, LLC9+ years Filed as: EAGLE ASSET MANAGEMENT Service code 28 · EIN 59-2385219	Investment Management	$138,426
LSV ASSET MANAGEMENT7 years Service code 28 · EIN 23-2772200 8545 SOLUTION CENTER · CHICAGO, IL 60677	Investment Management	$132,910
FIDELITY INVESTMENTS INSTITUTIONAL3 years Filed as: FIDELITY INSTITUTIONAL ASSET Service code 27 · EIN 20-2159373	Advisory (Plan)	$111,003
KREISCHER MILLER9+ years Service code 10 · EIN 23-1980475	Accounting	$110,981

Enrolled actuary

1 attachment

Free accounts unlock saves, downloads, and 3-year history.

Plan features & details

Pension benefit codes1A3H

Plan features

1A
Benefits are primarily pay related
Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalHigh retiree %
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II

Admin total

$5.4M

$3967 / participant

Investment mgmt$3M51.2%
Legal$47K0.9%
Actuarial$374K6.9%
Other / not subdivided$2M41.0%

% of EOY assets

0.759%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: KREISCHER MILLER
Auditor EIN: 231980475
Audit fees: $110,981
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

Participation rate

0.0%

0.0%0pp

Annual return

1.53%

18.61%-17.1pp

4.95%-3.4pp

9.30%-7.8pp

Employer contribution / active EE

$32,305

$11,871+172.1%

$20,917+54.4%

$12,551+157.4%

Participant deferral / active EE

$119-100.0%

$188-100.0%

$2,867-100.0%

Admin fee / account holder

Provider

Service type

Compensation

NORTHERN TRUST COMPANY4 years

Service code 21 · EIN 36-1561860

Bank Trustee

$1,020,566

HEITMAN/JMB ADVISORY CORPORATION4 years

Service code 28 · EIN 36-3652846

Investment Management

$557,555

WILLIS TOWERS WATSON US LLC7 years

Filed as: WILLIS TOWERS WATSON

Service code 11 · EIN 53-0181291

Actuarial

$374,286

METROPOLITAN WEST ASSET MANAGEMENT4 years

Filed as: TCW ASSET MANAGEMENT

Service code 28 · EIN 95-3703295

Investment Management

$245,367

MERCER5 years

Service code 11 · EIN 13-2834414

21875 NETWORK PLACE · CHICAGO, IL 60673

Actuarial

$230,670

INCOME RESEARCH & MANAGEMENT9+ years

Service code 28 · EIN 04-2955404

Investment Management

$153,546

EAGLE CAPITAL MANAGEMENT, LLC9+ years

Filed as: EAGLE ASSET MANAGEMENT

Service code 28 · EIN 59-2385219

Investment Management

$138,426

LSV ASSET MANAGEMENT7 years

Service code 28 · EIN 23-2772200

8545 SOLUTION CENTER · CHICAGO, IL 60677

Investment Management

$132,910

FIDELITY INVESTMENTS INSTITUTIONAL3 years

Filed as: FIDELITY INSTITUTIONAL ASSET

Service code 27 · EIN 20-2159373

Advisory (Plan)

$111,003

KREISCHER MILLER9+ years

Service code 10 · EIN 23-1980475

Accounting

$110,981

PENSION PLAN FOR EMPLOYEES OF AMERICAN WATER WORKS COMPANY, INC. & ITS DESIGNATED SUBSIDIARIES

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Enrolled actuary

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PENSION PLAN FOR EMPLOYEES OF AMERICAN WATER WORKS COMPANY, INC. & ITS DESIGNATED SUBSIDIARIES

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Enrolled actuary

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion