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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,318 | $114,013-40.1% | $103,693-34.1% | $155,188-56.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 17.54% | 49.31%-31.8pp | 47.61%-30.1pp | 148.84%-131.3pp |
| Employer contribution / active EE | $7,564 | $3,131+141.6% | $2,920+159.0% | $4,248+78.1% |
| Participant deferral / active EE | $10,874 | $4,970+118.8% | $4,579+137.5% | $6,531+66.5% |
| Admin fee / account holder | $1,342 | $8,407-84.0% | $7,858-82.9% | $14,480-90.7% |