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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,671 | $111,878+121.4% | $93,727+164.2% | $145,897+69.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 8.88% | 204.28%-195.4pp | 133.83%-125.0pp | 552.29%-543.4pp |
| Employer contribution / active EE | $4,035 | $3,092+30.5% | $2,421+66.7% | $4,663-13.5% |
| Participant deferral / active EE | $10,566 | $4,920+114.7% | $4,417+139.2% | $6,689+57.9% |
| Admin fee / account holder | $2,303 | $10,256-77.5% | $8,292-72.2% | $13,390-82.8% |