| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS. COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $9,483,901 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $3,088,475 |
FIDUCIENT ADVISORS LLC2 years Filed as: FIDUCIENT ADVISORS Service code 27 · EIN 36-4001764 500 W MADISON ST STE 3260 · CHICAGO, IL 60661 | Advisory (Plan) | $59,538 |
Filed as: CBIZ CPAS P.C. Service code 10 · EIN 43-1947695 25793 NETWORK PLACE · CHICAGO, IL 60661 | Accounting | $36,500 |
Service code 99 · EIN 36-1453176 PO BOX 6043 · CHICAGO, IL 606806043 | Other Fees | $18,113 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $424,279 | $128,169+231.0% | $147,117+188.4% | $106,553+298.2% |
| Participation rate | 0.0% | 67.3%-67.3pp | 82.2%-82.2pp | 69.8%-69.8pp |
| Annual return | 15.92% | 17.88%-2.0pp | 420.54%-404.6pp | 17.37%-1.5pp |
| Employer contribution / active EE | $1,842 | $3,374-45.4% | $4,932-62.7% | $3,359-45.2% |
| Participant deferral / active EE | $5,578 | $7,665-27.2% | $8,065-30.8% | $5,562+0.3% |
| Admin fee / account holder | $618 | $88+601.9% | $12,993-95.2% | $80+675.8% |