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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,819 | $196,972-28.0% | $182,262-22.2% | $198,609-28.6% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 9.14% | 158.27%-149.1pp | 140.60%-131.5pp | 202.70%-193.6pp |
| Employer contribution / active EE | $27,164 | $5,364+406.5% | $5,046+438.4% | $5,055+437.3% |
| Participant deferral / active EE | $17,267 | $8,643+99.8% | $8,276+108.6% | $6,977+147.5% |
| Admin fee / account holder | $8,167 | $18,429-55.7% | $16,712-51.1% | $19,030-57.1% |