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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,798 | $102,422+153.7% | $147,117+76.6% | $80,959+220.9% |
| Participation rate | 94.9% | 75.9%+19.0pp | 82.2%+12.7pp | 67.7%+27.2pp |
| Annual return | 10.39% | 135.16%-124.8pp | 420.54%-410.1pp | 35.67%-25.3pp |
| Employer contribution / active EE | $10,303 | $3,717+177.2% | $4,932+108.9% | $2,757+273.7% |
| Participant deferral / active EE | $8,049 | $6,652+21.0% | $8,065-0.2% | $4,300+87.2% |
| Admin fee / account holder | $3,188 | $7,953-59.9% | $12,993-75.5% | $6,925-54.0% |