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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,984 | $154,228-33.9% | $145,433-29.9% | $137,256-25.7% |
| Participation rate | 95.0% | 83.8%+11.2pp | 82.1%+12.9pp | 80.0%+15.0pp |
| Annual return | 18.45% | 74.59%-56.1pp | 66.58%-48.1pp | 220.34%-201.9pp |
| Employer contribution / active EE | $4,931 | $4,804+2.6% | $4,554+8.3% | $4,156+18.6% |
| Participant deferral / active EE | $8,105 | $8,216-1.4% | $7,897+2.6% | $6,407+26.5% |
| Admin fee / account holder | $3,419 | $14,344-76.2% | $13,129-74.0% | $12,270-72.1% |