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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,270 | $115,225-8.6% | $100,712+4.5% | $138,895-24.2% |
| Participation rate | 80.0% | 74.3%+5.7pp | 69.3%+10.7pp | 79.9%+0.1pp |
| Annual return | 17.11% | 40.35%-23.2pp | 33.27%-16.2pp | 145.39%-128.3pp |
| Employer contribution / active EE | $6,241 | $2,771+125.2% | $2,313+169.9% | $4,194+48.8% |
| Participant deferral / active EE | $6,742 | $4,699+43.5% | $4,085+65.0% | $6,396+5.4% |
| Admin fee / account holder | $2,023 | $10,844-81.3% | $9,256-78.1% | $12,562-83.9% |