Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,149 | $63,949-81.0% | $129,031-90.6% | $94,015-87.1% |
| Participation rate | 54.3% | 63.4%-9.1pp | 73.4%-19.1pp | 70.8%-16.5pp |
| Annual return | 8.04% | 17.56%-9.5pp | 34.67%-26.6pp | 17.84%-9.8pp |
| Employer contribution / active EE | $0 | $1,865-100.0% | $3,226-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $872 | $3,686-76.3% | $5,217-83.3% | $4,249-79.5% |
| Admin fee / account holder | $1,531 | $5,523-72.3% | $13,208-88.4% | $8,951-82.9% |