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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,061 | $161,352-44.8% | $134,172-33.6% | $137,256-35.1% |
| Participation rate | 28.6% | 78.3%-49.7pp | 72.5%-43.9pp | 80.0%-51.4pp |
| Annual return | 14.45% | 28.72%-14.3pp | 25.30%-10.8pp | 220.34%-205.9pp |
| Employer contribution / active EE | $896 | $4,099-78.1% | $3,420-73.8% | $4,156-78.4% |
| Participant deferral / active EE | $1,348 | $5,552-75.7% | $4,690-71.3% | $6,407-79.0% |
| Admin fee / account holder | $15,209 | $15,028+1.2% | $12,016+26.6% | $12,270+23.9% |