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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,583 | $70,532+18.5% | $68,948+21.2% | $137,256-39.1% |
| Participation rate | 76.5% | 81.0%-4.5pp | 79.2%-2.7pp | 80.0%-3.5pp |
| Annual return | 14.04% | 32.56%-18.5pp | 28.39%-14.3pp | 220.34%-206.3pp |
| Employer contribution / active EE | $744 | $4,355-82.9% | $4,165-82.1% | $4,156-82.1% |
| Participant deferral / active EE | $2,541 | $6,773-62.5% | $6,186-58.9% | $6,407-60.3% |
| Admin fee / account holder | $1,747 | $7,916-77.9% | $7,539-76.8% | $12,270-85.8% |