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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,879 | $108,825-20.2% | $156,181-44.4% | $82,448+5.4% |
| Participation rate | 95.7% | 72.4%+23.3pp | 78.8%+16.8pp | 68.1%+27.6pp |
| Annual return | 16.63% | 20.59%-4.0pp | 64.87%-48.2pp | 41.64%-25.0pp |
| Employer contribution / active EE | $3,397 | $2,870+18.4% | $4,294-20.9% | $2,551+33.2% |
| Participant deferral / active EE | $5,752 | $4,577+25.7% | $6,132-6.2% | $4,139+39.0% |
| Admin fee / account holder | $4,094 | $9,341-56.2% | $14,586-71.9% | $7,234-43.4% |