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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,244 | $55,446+80.8% | $155,574-35.6% | $74,429+34.7% |
| Participation rate | 96.2% | 61.9%+34.3pp | 78.2%+18.0pp | 67.2%+29.0pp |
| Annual return | 9.99% | 269.20%-259.2pp | 64.87%-54.9pp | 1368.38%-1358.4pp |
| Employer contribution / active EE | $2,444 | $2,266+7.9% | $4,676-47.7% | $2,625-6.9% |
| Participant deferral / active EE | $4,261 | $2,836+50.2% | $5,629-24.3% | $4,348-2.0% |
| Admin fee / account holder | $6,659 | $1,743+282.1% | $15,914-58.2% | $1,944+242.5% |