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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,244 | $55,470+80.7% | $155,556-35.6% | $74,478+34.6% |
| Participation rate | 96.2% | 61.9%+34.3pp | 78.2%+18.0pp | 67.2%+29.0pp |
| Annual return | 9.99% | 269.80%-259.8pp | 64.84%-54.8pp | 1370.56%-1360.6pp |
| Employer contribution / active EE | $2,444 | $2,267+7.8% | $4,675-47.7% | $2,626-6.9% |
| Participant deferral / active EE | $4,261 | $2,838+50.1% | $5,631-24.3% | $4,350-2.1% |
| Admin fee / account holder | $6,659 | $1,744+281.8% | $15,885-58.1% | $1,946+242.2% |