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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,895 | $166,089-30.8% | $164,928-30.3% | $145,978-21.3% |
| Participation rate | 81.8% | 82.0%-0.2pp | 78.6%+3.2pp | 80.3%+1.5pp |
| Annual return | 10.32% | 100.26%-89.9pp | 70.08%-59.8pp | 550.52%-540.2pp |
| Employer contribution / active EE | $3,961 | $5,276-24.9% | $4,343-8.8% | $4,662-15.0% |
| Participant deferral / active EE | $13,164 | $6,961+89.1% | $6,034+118.2% | $6,690+96.8% |
| Admin fee / account holder | $558 | $16,641-96.6% | $12,684-95.6% | $13,400-95.8% |