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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,002 | $95,453+179.7% | $112,040+138.3% | $82,448+223.8% |
| Participation rate | 97.4% | 72.8%+24.7pp | 76.5%+20.9pp | 68.1%+29.4pp |
| Annual return | 15.02% | 23.92%-8.9pp | 24.52%-9.5pp | 41.64%-26.6pp |
| Employer contribution / active EE | $3,645 | $2,318+57.3% | $2,954+23.4% | $2,551+42.9% |
| Participant deferral / active EE | $7,859 | $4,224+86.1% | $5,098+54.2% | $4,139+89.9% |
| Admin fee / account holder | $8,174 | $9,013-9.3% | $12,098-32.4% | $7,234+13.0% |