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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $479,979 | $81,233+490.9% | $155,567+208.5% | $80,874+493.5% |
| Participation rate | 92.5% | 66.2%+26.3pp | 78.2%+14.3pp | 67.6%+24.9pp |
| Annual return | 5.84% | 33.33%-27.5pp | 64.74%-58.9pp | 35.62%-29.8pp |
| Employer contribution / active EE | $21,169 | $3,101+582.7% | $4,674+352.9% | $2,756+668.2% |
| Participant deferral / active EE | $15,827 | $3,452+358.5% | $5,628+181.2% | $4,297+268.3% |
| Admin fee / account holder | $31,753 | $7,998+297.0% | $15,916+99.5% | $6,935+357.9% |