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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,968 | $124,425+178.9% | $112,040+209.7% | $137,256+152.8% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 15.03% | 24.72%-9.7pp | 24.52%-9.5pp | 220.34%-205.3pp |
| Employer contribution / active EE | $2,724 | $3,411-20.2% | $2,954-7.8% | $4,156-34.5% |
| Participant deferral / active EE | $10,794 | $5,718+88.8% | $5,098+111.7% | $6,407+68.5% |
| Admin fee / account holder | $18,680 | $15,207+22.8% | $12,098+54.4% | $12,270+52.2% |