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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,057 | $146,267-33.6% | $197,124-50.8% | $82,448+17.7% |
| Participation rate | 89.8% | 84.0%+5.8pp | 86.7%+3.1pp | 68.1%+21.7pp |
| Annual return | 19.23% | 29.61%-10.4pp | 44.34%-25.1pp | 41.64%-22.4pp |
| Employer contribution / active EE | $4,521 | $4,723-4.3% | $6,227-27.4% | $2,551+77.2% |
| Participant deferral / active EE | $8,479 | $7,035+20.5% | $9,135-7.2% | $4,139+104.8% |
| Admin fee / account holder | $14,064 | $14,422-2.5% | $16,298-13.7% | $7,234+94.4% |