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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,756 | $76,407+284.5% | $150,298+95.4% | $82,448+256.3% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 13.31% | 39.99%-26.7pp | 62.79%-49.5pp | 41.64%-28.3pp |
| Employer contribution / active EE | $22,558 | $2,614+763.0% | $4,154+443.0% | $2,551+784.3% |
| Participant deferral / active EE | $16,189 | $3,214+403.6% | $5,453+196.9% | $4,139+291.1% |
| Admin fee / account holder | $7,158 | $6,352+12.7% | $14,116-49.3% | $7,234-1.1% |