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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,932 | $117,859-86.5% | $102,438-84.4% | $145,959-89.1% |
| Participation rate | 76.2% | 78.6%-2.4pp | 76.5%-0.3pp | 80.3%-4.1pp |
| Annual return | 9.62% | 31.72%-22.1pp | 29.37%-19.7pp | 561.95%-552.3pp |
| Employer contribution / active EE | $1,769 | $3,615-51.1% | $3,024-41.5% | $4,661-62.1% |
| Participant deferral / active EE | $2,910 | $5,732-49.2% | $5,054-42.4% | $6,689-56.5% |
| Admin fee / account holder | $7,146 | $13,318-46.3% | $9,448-24.4% | $13,398-46.7% |