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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,499 | $201,344+4.1% | $184,243+13.7% | $145,877+43.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.44% | 29.01%-15.6pp | 28.82%-15.4pp | 551.28%-537.8pp |
| Employer contribution / active EE | $14,980 | $7,022+113.3% | $6,427+133.1% | $4,663+221.3% |
| Participant deferral / active EE | $16,888 | $9,807+72.2% | $9,132+84.9% | $6,691+152.4% |
| Admin fee / account holder | $12,526 | $16,382-23.5% | $13,914-10.0% | $13,402-6.5% |