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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,302 | $106,749+229.1% | $145,433+141.6% | $82,448+326.1% |
| Participation rate | 97.2% | 75.6%+21.6pp | 82.1%+15.1pp | 68.1%+29.2pp |
| Annual return | 14.22% | 27.59%-13.4pp | 66.58%-52.4pp | 41.64%-27.4pp |
| Employer contribution / active EE | $8,208 | $3,444+138.3% | $4,554+80.2% | $2,551+221.8% |
| Participant deferral / active EE | $8,353 | $6,519+28.1% | $7,897+5.8% | $4,139+101.8% |
| Admin fee / account holder | $52,537 | $8,390+526.2% | $13,129+300.2% | $7,234+626.2% |