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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,275 | $102,429+209.8% | $147,096+115.7% | $80,925+292.1% |
| Participation rate | 97.4% | 75.9%+21.5pp | 82.2%+15.2pp | 67.7%+29.7pp |
| Annual return | 13.35% | 135.02%-121.7pp | 419.75%-406.4pp | 35.65%-22.3pp |
| Employer contribution / active EE | $7,738 | $3,716+108.2% | $4,936+56.8% | $2,756+180.7% |
| Participant deferral / active EE | $9,518 | $6,649+43.2% | $8,071+17.9% | $4,299+121.4% |
| Admin fee / account holder | $25,226 | $7,957+217.0% | $13,005+94.0% | $6,940+263.5% |