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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,275 | $102,422+209.8% | $147,117+115.7% | $80,959+291.9% |
| Participation rate | 97.4% | 75.9%+21.5pp | 82.2%+15.2pp | 67.7%+29.7pp |
| Annual return | 13.35% | 135.16%-121.8pp | 420.54%-407.2pp | 35.67%-22.3pp |
| Employer contribution / active EE | $7,738 | $3,717+108.1% | $4,932+56.9% | $2,757+180.6% |
| Participant deferral / active EE | $9,518 | $6,652+43.1% | $8,065+18.0% | $4,300+121.3% |
| Admin fee / account holder | $25,226 | $7,953+217.2% | $12,993+94.2% | $6,925+264.3% |