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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,392,646 | $154,228+803.0% | $145,433+857.6% | $137,256+914.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.96% | 74.59%-57.6pp | 66.58%-49.6pp | 220.34%-203.4pp |
| Employer contribution / active EE | $43,635 | $4,804+808.3% | $4,554+858.1% | $4,156+949.9% |
| Participant deferral / active EE | $15,425 | $8,216+87.7% | $7,897+95.3% | $6,407+140.8% |
| Admin fee / account holder | $48,736 | $14,344+239.8% | $13,129+271.2% | $12,270+297.2% |