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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,034 | $159,934-33.7% | $147,005-27.9% | $145,959-27.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.57% | 98.24%-79.7pp | 418.76%-400.2pp | 561.95%-543.4pp |
| Employer contribution / active EE | $1,712 | $5,287-67.6% | $4,934-65.3% | $4,661-63.3% |
| Participant deferral / active EE | $6,069 | $8,427-28.0% | $8,070-24.8% | $6,689-9.3% |
| Admin fee / account holder | $4,167 | $15,053-72.3% | $13,006-68.0% | $13,398-68.9% |