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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,476 | $142,354+138.5% | $125,529+170.4% | $155,188+118.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | 13.16% | 306.06%-292.9pp | 202.56%-189.4pp | 148.84%-135.7pp |
| Employer contribution / active EE | $961 | $3,501-72.6% | $3,058-68.6% | $4,248-77.4% |
| Participant deferral / active EE | $1,639 | $5,491-70.2% | $4,813-65.9% | $6,531-74.9% |
| Admin fee / account holder | $15,028 | $19,392-22.5% | $16,298-7.8% | $14,480+3.8% |