Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,235 | $71,230-9.8% | $93,727-31.5% | $80,959-20.7% |
| Participation rate | 55.6% | 60.4%-4.8pp | 68.7%-13.2pp | 67.7%-12.1pp |
| Annual return | 8.40% | 11.26%-2.9pp | 133.83%-125.4pp | 35.67%-27.3pp |
| Employer contribution / active EE | $761 | $1,565-51.4% | $2,421-68.6% | $2,757-72.4% |
| Participant deferral / active EE | $967 | $4,037-76.0% | $4,417-78.1% | $4,300-77.5% |
| Admin fee / account holder | $2,054 | $6,961-70.5% | $8,292-75.2% | $6,925-70.3% |