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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,211 | $86,940+1.5% | $102,434-13.9% | $80,935+9.0% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 9.32% | 18.89%-9.6pp | 29.46%-20.1pp | 35.66%-26.3pp |
| Employer contribution / active EE | $2,318 | $2,370-2.2% | $3,023-23.3% | $2,757-15.9% |
| Participant deferral / active EE | $4,888 | $4,121+18.6% | $5,055-3.3% | $4,299+13.7% |
| Admin fee / account holder | $40,637 | $8,047+405.0% | $9,462+329.5% | $6,924+486.9% |