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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,927 | $102,382-21.9% | $147,005-45.6% | $80,874-1.2% |
| Participation rate | 95.5% | 75.8%+19.7pp | 82.2%+13.4pp | 67.6%+27.9pp |
| Annual return | 24.04% | 134.89%-110.9pp | 418.76%-394.7pp | 35.62%-11.6pp |
| Employer contribution / active EE | $0 | $3,715-100.0% | $4,934-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $7,270 | $6,646+9.4% | $8,070-9.9% | $4,297+69.2% |
| Admin fee / account holder | $3,916 | $7,942-50.7% | $13,006-69.9% | $6,935-43.5% |