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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,927 | $102,422-22.0% | $147,117-45.7% | $80,959-1.3% |
| Participation rate | 95.5% | 75.9%+19.6pp | 82.2%+13.3pp | 67.7%+27.9pp |
| Annual return | 24.04% | 135.16%-111.1pp | 420.54%-396.5pp | 35.67%-11.6pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,932-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $7,270 | $6,652+9.3% | $8,065-9.8% | $4,300+69.1% |
| Admin fee / account holder | $3,916 | $7,953-50.8% | $12,993-69.9% | $6,925-43.5% |