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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,244 | $150,412-54.6% | $120,574-43.4% | $145,884-53.2% |
| Participation rate | 70.0% | 78.8%-8.8pp | 71.9%-1.9pp | 80.3%-10.3pp |
| Annual return | 10.77% | 154.50%-143.7pp | 107.42%-96.7pp | 551.85%-541.1pp |
| Employer contribution / active EE | $925 | $4,355-78.8% | $3,471-73.3% | $4,662-80.2% |
| Participant deferral / active EE | $2,869 | $6,175-53.5% | $4,996-42.6% | $6,690-57.1% |
| Admin fee / account holder | $3,051 | $12,224-75.0% | $9,445-67.7% | $13,392-77.2% |