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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,654 | $81,233+158.1% | $155,567+34.8% | $80,874+159.2% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 9.67% | 33.33%-23.7pp | 64.74%-55.1pp | 35.62%-25.9pp |
| Employer contribution / active EE | $5,267 | $3,101+69.8% | $4,674+12.7% | $2,756+91.1% |
| Participant deferral / active EE | $4,066 | $3,452+17.8% | $5,628-27.8% | $4,297-5.4% |
| Admin fee / account holder | $10,243 | $7,998+28.1% | $15,916-35.6% | $6,935+47.7% |